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Most operate under the old adage that half a loaf is better than none consolidating studen.
The following loan and grant programs are included: Federal Family Education Loans (FFEL), which include Federal Stafford, Federal Consolidation, and Federal PLUS loans consolidating studen.
Settle your debts A third way to achieve relief from those awful credit card debts is through debt settlement.
If your loan is in default or you have a grant overpayment and are not sure what type of loan or grant you have, check your original loan/grant documents or use our National Student Loan Data System.
Department of Education, the information on this site does not apply to you.
If you accept this offer you will then have consolidated your debts because you will now have just one payment to make a month – to National Debt Relief. If youre paying an average of 15% or even higher on your credit card debts and were able to consolidate them into a variable rate home equity loan, your interest rate could drop to 4% or less.